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Workers’ Compensation Benefits for TLC, for-hire and rideshare drivers can help pay for the cost of an accident including medical expenses, hospital fees and medication costs related to the injury sustained on the job.
TLC and for-hire drivers involved in serious traffic accidents in NYC face a myriad of challenges.
Physical Injuries: Even if not at fault, you may sustain injuries from the accident that require medical treatment, rehabilitation, and potentially lead to permanent disabilities.
Loss of Income: You may be unable to work for a period of time, leading to loss of income. This is especially concerning for TLC drivers who rely on daily work as their primary source of income.
Vehicle Damage: Repairing or replacing the vehicle can be costly and time-consuming. If the vehicle is out of commission, you may lose out on earning opportunities.
Insurance Issues: Even if not at fault, you will need to interact with insurance companies. This can be a tedious process, involving paperwork, phone calls, and potentially disputes over the coverage and claims.
Psychological Impact: Being involved in a serious accident can have a significant psychological impact, such as PTSD, anxiety, or fear of driving again.
Legal Implications: Even if you’re not at fault, you might still need to provide statements, appear in court, or deal with potential lawsuits related to the accident.
Operational Costs: Depending on how you operate, there may be other associated costs, like paying for a rented vehicle or increased insurance premiums.